Your Entire Financial Life. Handled.

Most people come to us with a stack of financial decisions nobody is really owning. It doesn’t have to be that way. One call starts the process. We handle the paperwork, coordinate the accounts, and manage every detail — so strategy becomes action. Our job is to remove obstacles between you and the life you envision. You focus on living it. We’ll handle the rest.

You have a team working on your financial life. We handle the complexity so you can focus on what matters.

Our mission is to simplify, protect, and organize every aspect of our clients’ financial lives.

Who We Work With

Business Owners
High Income Professionals
Athletes & Entertainers
Doctors & Lawyers
Generational Wealth
Finance & Tech Workers

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Comprehensive Financial Management

Investment Accounts
Property & Real-Estate
Annuities/SPIA/DIA
Long Term Care
Business Exit Planning
Life Insurance
Tax Minimization
Health & Disability

Retirement Accounts
Banking
Social Security
Property & Casualty
Cash-Flow Management
Company Benefit Audit
Large-Ticket Purchases
Charitable / Family Giving

Ever Consider Your Own Family Office? Let Us Help!

A family office is a dedicated financial staff that takes care of everything for you. We provide this level of service to successful individuals who may not have the time or desire to set up a team of professionals. We play the CFO role for your family, identify inefficiencies and opportunities, all the things a CFO would do for you.

Typical Questions We Answer for Clients

When a financial question comes up, you have a team to call. We help you think through it clearly and act with confidence.

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How should I pay for a vacation home?
How much insurance should I have?
How do I minimize my taxes?
What can I do to reduce my banking fees?
How does money increase my happiness and well-being?
How should I pay for a wedding or education?
What should I be doing around a death or divorce?
Should I contribute to a charity rather than pay the IRS?

We Go Beyond the Basics to Grow Your Assets

Some planning strategies require more sophistication than a standard investment account. We work with clients who want access to the full range of tools available to them — strategies typically used by institutional investors and family offices, not the average retail account.

That includes structures involving insurance, real estate, tax planning, and alternative investments. These aren’t right for everyone. But for the right client, they can create meaningful advantages. Here are examples of strategies we help qualified clients evaluate:

Become Your Own Bank to Avoid Interest and Fees

Use your own assets to cut out the banking system. This means you pay much lower interest rates and less fees. Knowing how and when to use your own assets to finance large purchases in your life is one of the best ways to make your money work for you. When you have a large purchase coming up, such as a home, vacation home, or toy, we help you decide how to make this happen. Family offices remove an enormous piece of the banking system, in order to maximize returns. We help our clients do this.

Conservational Easements Get Huge Tax Credits

Conservation easements are a legitimate and well-established tax planning strategy for the right client. When a landowner voluntarily restricts development on their property through a qualified organization, the IRS recognizes that restriction as a charitable contribution — which can generate a substantial tax deduction. It’s a recognized planning tool with a long legal history. When structured correctly, with proper appraisal and documentation, it can be one of the most impactful moves available to a landowner.

Opportunity Zones

Opportunity Zones let investors reduce and postpone taxes on profits from stocks, businesses and investment partnerships, as long as the money is reinvested in one of the 8,700 economically distressed communities across America. Investors can take long term capital gains from other assets and park them in these areas to defer paying tax. Investors can also avoid tax on future profits from those investments, on which they must make “substantial improvements.”

Business Exit Planning

Business exit planning is the creation and execution of an intelligent strategy that allows owners to exit their business, on their terms, for the amount of money they desire. We unlock your company’s potential and elevate your understanding of the numerous ways that businesses transition. Kilter Group coordinates with professionals to produce solutions that minimize taxes and make the process as smooth as possible, every step of the way. This comprehensive process involves the efforts of several disciplines as we focus on the goals and lifestyle ambitions of the business owner.

Alternative Investments

We help qualified clients access investment strategies beyond the traditional stock and bond portfolio. That includes private credit, real estate structures such as Delaware Statutory Trusts, and private equity including secondary market opportunities. These strategies are typically unavailable through retail accounts. For the right client, they can provide meaningful diversification, income, and tax efficiency. We evaluate each opportunity against your complete financial picture, your timeline, and your risk tolerance — and only recommend what genuinely fits your plan.

Financial Overhaul: Areas Of Opportunity

Building a Foundation for Growth

Protection

Learn policies to protect against liabilities
Protect against loss of income with disability insurance
Evaluate current policy inefficiencies
Create new or review existing will and trust documents
Verify adequate life insurance protection is in force

Assets

Evaluate asset base
Review retirement accounts from previous employers
Ensure that cash is not losing buying power over time
Plan for large expenditures (i.e. college education)

Cash Flow

Implement systems to direct both savings and spending
Learn best practices to manage family finances
Align spending with increasing your fulfillment
Gain freedom with structure

Liabilities

Be prudent and minimize tax obligations
Clean up credit reports
Resolve bad debt and use leverage with good debt
Discuss efficient ways of distributing assets in retirement

See All Your Accounts in One Platform

We equip clients with best-in-class planning technology that aggregates your entire financial picture in one place — updated daily, connected to more than 60,000 institutions.

Every account, transaction, and projection in a single view. Includes a secure vault to store and share documents.

Better visibility leads to better decisions. That’s why we built it into our process.

Your Wealth Management Team

Get Plugged Into a Powerful Network

Kilter Group is made up of financial planners, investment specialists, and operations professionals working together on one thing — your complete financial life. We serve business owners, executives, and high-income professionals across a wide range of industries. Every client gets a dedicated team, a comprehensive plan, and direct access to the people doing the work. Our network runs deep. When a connection makes sense, we make it.